Car Loans Canada
Start Credentialing
Car Loans Canada Dealer Partner Program

Get credentialed with TransUnion. Get CLC leads in your own portal.

Car Loans Canada (CLC) and Autocorp.ai have teamed up to give your dealership Canada's first and only full TransUnion credit bureau via soft inquiry, your own AVA® Portal, and a direct line for CLC leads. The same depth your lender sees, before the test drive.

  • Full TransUnion bureau, soft inquiry. Zero impact to your customer's credit.
  • CLC leads land in your AVA® Portal. No forwarding, no spreadsheets.
  • In your portal in under 30 seconds. Score, trade lines, inquiries, public records, everything.
  • You run the pull, you own the consent. Your dealership is credentialed directly with TransUnion.
A dealership sales manager reviews credit details on a tablet with a customer TransUnion credit bureau card in the AVA Portal showing score, debt summary and payment history

Start your credentialing

Takes about two minutes. Next, you'll pay a $5.99 starter pull, which puts your card on file.

Start your credentialing

Submitting takes you straight to our secure payment page.

Payment and next steps

When you submit, you'll be redirected to a secure payment page to pay a one-time $5.99 TransUnion starter pull. This puts your card on file, and future pulls are billed per pull to the same card.

Next, Autocorp.ai will contact you to complete your agreement and TransUnion compliance documents. Approval typically takes 3 to 5 business days. Access is subject to TransUnion compliance approval.

Watch the 36-second overview

See how the program works

How it works

Four steps from sign-up to live leads

1

Sign up

Fill out the form with your dealership details and the name of your CLC rep.

2

Add your card on file

Pay the $5.99 starter pull on our secure payment page. It puts your card on file, and you're billed per pull after that.

3

Get credentialed with TransUnion

Autocorp.ai runs the credentialing process. Your dealership is credentialed directly with TransUnion.

4

Receive CLC leads

Your AVA® Portal goes live and CLC sends leads straight to it, ready for you to work.

What's inside every pull

Everything your lender sees, before the test drive.

The full TransUnion report, the same bureau lenders rely on for adjudication, delivered to your desk the moment a CLC lead comes in.

TransUnion credit bureau card in the AVA Portal showing score, debt summary and payment history

Risk Score

The full numeric CreditVision® score, not a tier. Same depth as adjudication.

All Trade Lines

Balances, limits, payment patterns, MOP codes, status, every trade on file.

Public Records

Bankruptcies, collections, judgments, registered items, surfaced upfront.

Inquiry History

Every recent pull, by industry. Spot rate-shoppers and shadow apps instantly.

Fraud & File Flags

High-risk fraud alerts, ID mismatches, consumer warnings, flagged at intake.

Employment & Address

Reported employment and residence history, supporting income stip clearance.

The shift

Why the soft pull you know is costing you deals.

Your lender runs the full bureau and comes back with stips, surprises and dead deals. Now you see what they see, first.

A TransUnion credit bureau report shown on a tablet at a dealership desk

Legacy hard pull

  • Hard inquiry, impacts your customer's credit
  • Limited access via legacy iFrame popup
  • Data expires after 15 days
  • Static HTML or TXT view
  • Desktop only, F&I access only

TransUnion soft pull

  • Full TransUnion credit bureau
  • Soft inquiry, zero impact to consumer credit
  • Data valid for 30 days
  • Modern interface and reporting
  • Mobile-friendly, access for Sales, Desk and F&I
Who does what

One program, clear roles

Everyone knows their part, so you get set up fast and nothing falls between the cracks.

CLC

Drives sign-up and sends leads

Your CLC rep walks you through sign-up and follows up until you're live. Once your portal is active, CLC pushes leads directly to it.

Autocorp.ai

Handles credentialing and your portal

We run TransUnion credentialing for your dealership, set up your AVA® Portal, and handle per-pull billing.

Your dealership

Runs the pull, owns the consent

You're credentialed with TransUnion directly, so you pull the credit report and manage customer consent. You keep control of every deal.

Questions

Before you sign up

Still have questions? Ask your CLC rep or reach Autocorp.ai at [SUPPORT EMAIL / PHONE].

Does this affect my customer's credit score?

No. Soft inquiries initiated through Autocorp.ai do not impact a consumer's credit score, regardless of how many times the bureau is pulled. A soft inquiry is only visible to the consumer, not to other lenders.

Why do I need to be credentialed with TransUnion?

Credentialing gives your dealership its own TransUnion access. That way you're the one pulling the credit report on your customers, and you own the consent process.

How am I billed?

Billing is transactional. You start with a $5.99 TransUnion pull at sign-up, which puts your card on file. After that, you're billed per pull ([PRICE PER PULL]).

Why do you need my card up front?

Every credentialed dealer needs a card on file so pulls can be billed as you run them. Adding it at sign-up keeps your credentialing moving.

How do CLC leads reach me?

Once you're credentialed, you get your own AVA® Portal. CLC sends leads directly into it, so you can work them right away.

How long does credentialing take?

Access is gated by TransUnion's standard dealer compliance process, and we handle the paperwork. Approval typically returns in 3 to 5 business days from a completed request. Your CLC rep and our team will keep you updated until you're live.

Start with credit. Close more deals.

Get credentialed and start receiving CLC leads in your own portal.

Start Credentialing